Personal loans are best for one-time, set expenses. Personal lines of credit are best for projects or purchases that require ...

When you need money for reasons that don't fit into any of these specific categories, a personal loan or line of credit can be a good option. "Personal loans and lines of credit both provide two ...

Skylar Clarine is a fact-checker and expert in personal finance with a range of experience including veterinary technology ...

debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders and don’t require collateral. Secured personal loans are less common and require ...

The line of credit has an annual fee ($95 if the line ... Additionally, BusinessLine accounts require personal guarantees from any owner with 25% or more ownership, with at least 51% in combined ...

Lines of credit are another example of revolving credit. Personal and home-equity lines of credit (HELOCs) are common choices for those who need to borrow large amounts of money on a flexible ...

To be eligible for a business line of credit, applicants must have a minimum personal FICO credit score of at least 660 at the time of application, have been in business for at least one year and ...

Grow your small business with tailored recommendations. OnDeck offers business lines of credit for startups with 12 months or more in business, and it can approve line of credit draws between $ ...

Emily is a freelance personal finance journalist and contributor ... or playing tourist in her free time. A business line of credit can be a great way to help fund unexpected expenses or bridge ...

However, you can only use your credit line to buy Kikoff’s financial literacy products. If you’re not interested in their products, make sure that you're okay with paying the monthly service ...