A home equity loan could be a smart and effective way to pay down your credit card debt this year. Here's why.

Your equity equals your home's current value minus the amount you owe on it. You can borrow against this equity, preferably ...

The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

Moving to a smaller home is one way to save money on housing in retirement. Smaller homes are generally less expensive and have lower tax assessments and reduced heating and cooling costs. However, it ...

A good credit score plays a critical role in home equity borrowing. Here's what borrowers should know for 2025.

Timing the next HELOC rate drop can be difficult and is something that existing borrowers won't need to worry about ( their rates will adjust independently each month ). That said, based on recent ...

Something else to keep in mind is that Upstart stock has been very volatile. Good news could send the stock soaring, and bad ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

The American Express® Business Line of Credit is best for borrowers who ... about you and your business including: Your name, home address and phone number. Your business name, address and ...

Taking out a second mortgage or using a home equity line of credit (HELOC) allows you to use your home as collateral to pay off other debts. These loans often offer lower interest rates than ...