Here are VantageScore's rankings and ranges: When you break down the average credit score by age, most Americans appear ... you've recently opened a new line of credit. It's understandable that ...

Getting credit cards for kids can age you. I should know ... Payment history Credit utilization (how much of the credit line is used) Think of an authorized user card as a credit card with ...

For example, if you have three credit cards with a total credit line of $10,000 and you carry a balance of $5,000 among them, your credit utilization ratio would be 50%. So why does this matter?

OnDeck offers business lines of credit for startups with 12 months or more in business, and it can approve line of credit draws between $1,000 and $10,000 instantly. Instant approval is available ...