a credit card might not be the smartest choice. If you have a good credit score, a line of credit could be worth considering. What is a line of credit, and how is it different from a credit card?

A HELOC is one of the cheapest ways to borrow money now. Here's how much you'd save compared to the alternatives.

For example, if you have three credit cards with a total credit line of $10,000 and you carry a balance of $5,000 among them, your credit utilization ratio would be 50%. So why does this matter?

Visit americanexpress.com to learn more. Most credit cards are assigned a fixed credit limit when you open the account. This line of credit can be anywhere from $200 to tens of thousands of ...

Instant-use credit cards can help you access your line of credit before your physical card arrives. But there are downsides to consider. For example, an instant-use card can make it easy to ...

Monthly payments on a $40,000 HELOC could change as market conditions evolve. Here's what homeowners should know.