You can borrow money as needed, up to the limit on your credit line. That differs from a home equity loan, where you ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins ...

When you need money for reasons that don't fit into any of these specific categories, a personal loan or line of credit can be a good option. "Personal loans and lines of credit both provide two ...