Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

What the market trends are: With current HELOC rates slightly lower, they could be the cheaper option for short-term ...

There's a strong case to be made for choosing a home equity loan over a HELOC this month. Here's what to consider.

You can borrow money as needed, up to the limit on your credit line. That differs from a home equity loan, where you ...

The utilization of your home equity needs to be done both carefully and strategically. And it can be done so effectively with ...

Caroline BasileMortgages and Student Loans Deputy Editor Caroline Basile ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access ...

you typically use either a home equity line of credit or a home equity loan. Home equity loans usually have fixed interest rates, fixed payments and a defined payback period, such as 10 or 20 years.

HELOC rates again came in lower this week, with the the $30,000 home equity line of credit dropping to an average of 8.36 ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking ... Melissa Cohn has been in the mortgage industry for over 35 years. She began her career with CitiMortgage ...

Explore when it makes sense to use a home equity loan or HELOC to pay for medical debt, what to keep in mind before borrowing ...

Home equity lines of credit, or HELOCs, usually come with variable rates where the rate changes periodically. Because home equity loans are a type of secured debt, they often have lower rates than ...