As of January 2025, the PPF interest rate stands at 7.1% per annum, compounded annually. The rate is subject to quarterly revisions by the government, ensuring fair returns in line with market trends.

Retirement planning is a vital part of financial planning, ensuring a secure and comfortable life post-retirement. In India, ...

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The PPF continues to be a strong financial planning option for many Indians, combining safety with attractive returns, and tax savings.