Looking forward, SoFi expects its Q1 sales to be between $725 and $745 million, and earnings of around $0.03 per share. For the full-year 2025, the company expects sales to be over $3.2 billion and earnings to be between $0.25 and $0.27 per share. This implies at least 23% y-o-y top-line growth.

SoFi Technologies pointed to "macro assumptions" in giving weaker-than-expected quarterly and full-year guidance.

Shares of SoFi Technologies (SOFI) took a significant hit despite delivering stronger-than-expected fourth quarter financials. Its stock dipped 10.3% following management’s earnings per share (EPS) guidance,

SoFi 's ( SOFI 0.56%) management team made comments that sent the stock price down by more than 10% on the day of its earnings release. *Stock prices used were the afternoon prices of Jan. 26, 2025. The video was published on Jan.