a credit card might not be the smartest choice. If you have a good credit score, a line of credit could be worth considering. What is a line of credit, and how is it different from a credit card?

the lender will usually give you a checkbook or credit card that you can use to draw on it. You can borrow money as needed, ...

If your credit card application is denied, it's a good idea to take a break from card applications for at least a few months so your credit can improve. During that time, you can investigate why you ...

"A credit card is the easiest product to get, other than a payday loan ," says credit expert John Ulzheimer, formerly of ...

Similar to a credit card, it provides revolving access to funds, meaning you can draw from the line, repay, and borrow again. For example, if the lender requires that you make monthly payments ...

When you open a new credit card account, most issuers will assign you a credit limit. This line of credit can be anywhere from $200 to tens of thousands of dollars, and in most cases, you can't ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...